Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Monday, December 11 2023 at 9:50 AM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.274%) 6.875% (APR=7.067%)
Points / Credits $500 $7,387
Payment $1,231 $1,314
Saving over 30 years $36,767 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Monday, December 11 2023 at 9:50 AM (Pacific Time)

Chase
Rate 6.499% (APR=6.499%) 6.99% (APR=7.083%)
Points / Credits $6 $2,853
Payment $1,896 $1,994
Saving over 30 years $38,087 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Monday, December 11 2023 at 9:50 AM (Pacific Time)

Citibank
Rate 6.499% (APR=6.509%) 6.75% (APR=6.97%)
Points / Credits $152 $1,125
Payment $948 $973
Saving over 30 years $9,973 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Monday, December 11 2023 at 9:50 AM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.284%) 7.25% (APR=7.497%)
Points / Credits $708 $1,726
Payment $1,231 $1,364
Saving over 30 years $48,898 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Monday, December 11 2023 at 9:50 AM (Pacific Time)

Guaranteed Rate
Rate 6.499% (APR=6.509%) 6.575% (APR=6.947%)
Points / Credits $350 $4,162
Payment $2,212 $2,230
Saving over 30 years $10,292 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Monday, December 11 2023 at 9:50 AM (Pacific Time)

Better.com
Rate 6.25% (APR=6.284%) 6.5% (APR=6.687%)
Points / Credits $566 $3,200
Payment $985 $1,011
Saving over 30 years $11,994 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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